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- Zach from http://www.studentloandebtforgivenesshelp.com/ comments on a previous post.
The post commented on was Student Loan Debt a Lifetime Burden for Middle Class but Major Money Maker for Goldman Sachs.
While the student loan problem needs to be addressed in some way, I don’t think giving student loans dischargeability in bankruptcy is the right way. I think bankruptcy courts should be able to modify student loans, but not completely whipe them out. Whiping out student loans would lead to just a lot of abuse. All of us would pay in the way of higher interest rates and fewer students would qualify for loans. I could get a full education without paying a cent knowing I can just declare bankruptcy and by the time I would have paid off my student loans (10 years), the bankruptcy would be off my credit report by then.