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Too Many People Are Going to Have Insurance?

Too Many People Are Going to Have Insurance?

Are we scraping the bottom of the barrel of Anti Obamacare arguments? Is that all that’s left? Too many people are going to have insurance (and doctors may be paid less?)?

“There’s too much health insurance.” He says. Where? When?

I myself have been denied benefits in circumstances I would have not thought possible. And my friends have as good or better stories than mine.

It must be nice to live in his world and get up in the morning and be outraged by people getting “too much health insurance.”

James Pilant

Fox News’ Dr. Siegel: Too Many People Have Health Insurance Under Obamacare

On The Hannity show last night, yet another in a zillion Fox News segments designed to trash the Affordable Care Act “Obamacare”, Fox News contributor Dr. Marc Siegel revealed that his number one concern was not how well the ACA covers his patients or even how affordable it is but that too many people will wind up with health insurance. And that inconveniences him and the “haves” he treats.Siegel said:Before they started this, we were all in trouble with insurance to begin with. There’s too much health insurance. It covers too much. Too many people have it and they can’t in my office to see me. I’m full. …I can’t see all these people.There’s a shortage of doctors. So what do they do? They’re going to pay us less.So the answer is less health care? So Dr. Siegel won’t be inconvenienced and/or get paid less? Doesn’t this violate the Hippocratic Oath?

via Fox News’ Dr. Siegel: Too Many People Have Health Insurance Under Obamacare VIDEO –.

From around the web.

From the web site, Health Care for All California.



No More Salmonella

No More Salmonella

This is not a problem that requires deep analysis. What’s in the balance? On one side, people’s lives and health and on the other profits from selling chicken. I think holding the industry to higher inspection standards is not going to double the price of chicken. This is not a problem that can’t be successfully dealt with. Let’s have the poultry industry finance a testing program to eliminate salmonella contamination. If other nations can do it, certainly we can.

It’s good business ethics to protect one of the principle stakeholders in your business, the consumer. We may safely assume that sickening or killing your customer base is unethical, and probably unwise.

Some will claim that the market will solve this problem, a concept I have ridiculed with some regularity. People will stop buying chicken from a company when that chicken makes them sick?

But the average consumer doesn’t know which chicken brands are safe and which are not. The safety can vary from one shipment of chickens to another from the same company. It’s a job only the government can take on. We, as consumers, cannot police the market. We may not often know what’s making us sick.

We live in the richest nation on earth. Surely we can afford to inspect chicken for salmonella poisoning.

James Pilant

Keeping salmonella out of chicken


Sweden has virtually eliminated salmonella in store-bought chicken, even though poultry there is industrially produced, just like in the United States. And even in this country, a 2010 Consumers Union study found no salmonella in the organic store-brand chickens it tested.

In other words, consumers shouldn’t have to accept salmonella-tainted chicken as just one of those unavoidable things. ..

Read more here: http://www.mcclatchydc.com/2013/10/22/206084/keeping-salmonella-out-of-chicken.html#storylink=cpy

Read more here: http://www.mcclatchydc.com/2013/10/22/206084/keeping-salmonella-out-of-chicken.html#storylink=cpy

From around the web.

From the web site, Salmonella enterica WILL RULE THE WORLD. (This purports to be Salmonella’s actual web site – I had no idea bacteria could type!)


Hi, I’m Salmonella enterica! I’m plotting my way to rule the world, so if you don’t watch out… One of my masses of minions will INFECT YOUR SOUL. BWAHAHA. Ahem.

I’m a gram negative rod, and I’m working hard on mutating so I can
infect you no matter what you are! My goal isn’t a W death curve that
everyone seems so worked up about… MY GOAL IS TOTAL INFECTION. EVERYONE


Academic Freedom and Online Classes

Academic Freedom and Online Classes

Jerry Brown

Jerry Brown

A Governor’s Attack on Academic Freedom – Ethics Sage

This blog first appeared as an article on February 18, 2013 in The Chronicle of Higher Education. It challenges California Governor Jerry Brown’s recent intrusion into the process of academic freedom. Gov. Jerry Brown’s 2013-14 budget for California intrudes on academic freedom in a way that could harm the 23 campuses of California State University and the 10 campuses of the University of California—but the impact of his attempt to control academic decision-making threatens every public college and university in the country.

Putting aside for the moment the fairness of Brown’s proposed $250-million increase for both the CSU and UC systems, and an additional $10-million to each one to develop online courses, the governor’s budget attempts to dictate how the increased funds should be spent. That is a violation of academic freedom, the bedrock of colleges and universities.

Universities exist to promote the public interest, not to further the interests of individual professors, the institution as a whole, or, in this case, the governor of California. The public interest is not served by Brown’s inserting himself into education decision-making.

A Governor’s Attack on Academic Freedom – Ethics Sage

Online education has its uses. I teach online classes myself. But to mandate that colleges and universities devote certain resources to this is silly. It appears that the “very serious” people, the “villagers,” the Washington elite, etc., have decided that online education is a wonderful way to cut costs and is roughly equal to regular classroom education. It isn’t. It’s a different kind of animal. It takes different teaching methods and different student attitudes to work. It is not applicable to every field and endeavor. It’s limitations and advantages are not yet fully understood. Using it as a broad means of cheapening education without enough experience in its use is madness.

The processes of education in Western civilization have taken many centuries to develop. However, there are more than a few people who want to throw all those centuries of educating the “whole” man away and replacing it with the fastest, cheapest vocational training possible. Didn’t Rick Scott explain the logic …

Spending money on science and math degrees can help Floridians find work and provide a return on taxpayers’ investments, Gov. Rick Scott said today in an interview on “The Marc Bernier Show” on WNDB-AM in Daytona Beach.

Scott said Florida doesn’t need “a lot more anthropologists in this state.”

“It’s a great degree if people want to get it. But we don’t need them here,” Scott said.

“I want to spend our money getting people science, technology, engineering and math degrees. That’s what our kids need to focus all of their time and attention on: Those type of degrees that when they get out of school, they can get a job.”

(Read more here: http://miamiherald.typepad.com/nakedpolitics/2011/10/scott-florida-doesnt-need-more-anthropology-majors.html#storylink=cpy)
Actually, we need whole human beings who can appreciate civics, art, architecture, literature, history, etc., those subjects that develop judgment and intellectual power. Those people are effective citizens.
So, let’s keep academic decision making at the college and university level.
James Pilant
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The Banking Industry Gives Obama the Squeeze

President Barack Obama addresses reporters abo...

Image via Wikipedia

Big banks have picked their candidate, and it’s Romney – from McClatchy

“We’ve seen a massive shift from Obama to the Republican candidates on the part of the financial industry,” said Carmen Balber of Consumer Watchdog, a California nonprofit that advocates for taxpayers and consumers. “Obviously, part of that has to do with a competitive primary. But we’ve definitely seen the financial services industry publicly chastise the president for going after financial reform.”

Big banks have picked their candidate, and it’s Romney | McClatchy

Isn’t this sweet? Barack Obama bails out the banks, protects them from prosecution for their crimes, installs banking industry figures in virtually every possible position in the government, pretended that the mortgage crisis wasn’t happening and was careful to give only the most measured criticism of the financial industry and the 1% – and his reward is massive contributions to this likely opponent.

For all of his compromise, for all of his favoritism, for all of his abandonment of the goals of justice and accountability, the President got less than nothing.

This was hardly unpredictable. The dramatic reactions of the wealthy investment to class to Obama’s mile criticism, the weak legislation of Dodd-Frank financial reform law, and the Occupy Wall Street movement demonstrated that Wall Street’s sense of entitlement and worthiness is fragile at the very least.

Only the most slavish devotion, only agreement on every point and only an acceptance of the financial industry as worthy, doing God’s Work, is adequate for the malefactors of great wealth.

The President should have realized this.

James Pilant

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Hydraulic Fracking and Earthquakes?

Does Hydraulic Fracturing Trigger Earthquakes?

Here’s a quote from the article entitled as above –

English: Hanging wall vs Foot wall - faults ar...

Image via Wikipedia

While the presence of a fault line in this region of the United States can be an apt explanation for the 5.6 magnitude Oklahoma earthquake, what about the sudden rise in seismic activity here? Between 1972 to 2008, an average of 2-6 earthquakes were recorded in the state of Oklahoma every year. In 2009, the number of earthquakes recorded reached 50, and further increased to a whopping 1047 in 2010. One cannot ignore the fact that more than a thousand drilling wells and more than a hundred injection wells have cropped up in this region over the course of time. Back in August itself, the region experienced a series of tremors, all ranging between the magnitude of 1 and 2.5, and now the 5.6 magnitude quake. While environmentalists are citing the link between hydraulic fracturing and earthquakes to oppose such projects, those in this business refute these allegations as baseless.

Does Hydraulic Fracturing Trigger Earthquakes?

Does hydraulic fracturing cause earthquakes? From what I have read so far, it would appear possible that fracking may have a lot to do with small earthquakes and may cause thousands of tiny almost insignificant earthquakes.

Having grown up in Oklahoma, I can’t help but recall that there was virtually never an earthquake. However, that they are much more common now is weak evidence that hydraulic fracking is the cause. If there is a pattern of fracking related earthquakes we will soon have measurable data. Both earthquakes and hydraulic fracking are trackable by geography, and patterns, if forming, should become visible.

Let us consider, however, what the effect of thousands of small quakes will be in a state like Oklahoma. What will the effects be? Generally they will be imperceptible one at a time. It seems to me though that bridges, roads and large concrete and stone structures are likely to take damage as the small insults multiply. How much damage? I have no idea. California has many small earthquakes a year. Maybe they have some data.

One thing is clear. Fracking should have been studied in depth before any large amount was done. There should now be continuous studies and a large tax laid upon the industry to finance both studies and regulation.

James Pilant

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California breaks from 50-state probe into mortgage lenders – via Los Angeles Times

This is very good news. The five major banks had been negotiating for a very broad immunity from their crimes during these last years of foreclosure. As I have pointed out many times before – here, here and here, signing false affidavits is a crime not a mistake. The banks were falsely swearing before a judge that the documents had been examined and everything was in order so that the cases could go forward. But by simply having a nobody sign a document they insured that people who owned their own homes and people that were up on the payments would be thrown out as well as those in default. That’s the idea behind affidavits, that we avoid injustice. The banks want immunity for having done these things.

The Obama Administration wants a quick settlement and no doubt is looking for “look forward, not back” scenario. I am too. I am looking forward to the day when I look back on the Obama years as an American aberration like the pet rock craze or maybe cabbage patch dolls.

The California Attorney General refuses to go along with the broad immunity agreement and wants more for the citizens of California so cruelly stolen from by these mortgage holders.  Justice has a small victory today.

James Pilant

From the Los Angeles Times

California breaks from 50-state probe into mortgage lenders

California Atty. Gen. Kamala Harris will no longer take part in a national foreclosure probe of some of the nation’s biggest banks, which are accused of pervasive misconduct in dealing with troubled homeowners.

Harris removed herself from talks by a coalition of state attorneys general and federal agencies investigating abusive foreclosure practices because the nation’s five largest mortgage servicers were not offering California homeowners relief commensurate to what people in the state had suffered, Harris told The Times on Friday.

The big banks were also demanding to be granted overly broad immunity from legal claims that could potentially derail further investigations into Wall Street’s role in the mortgage meltdown, Harris said.

“It has been  a process of negotiating and sitting at a table in good faith, but ultimately I have decided that we have to go our own course and take an independent path. And that decision is because we need to bring relief to Californians that is equal to the pain California experienced, and what is being negotiated now is insufficient,” Harris told The Times in an interview.

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California to New Community College Students – Sorry, Look Somewhere Else

As America drifts toward the status of a minor third world nation, we see evidence of the collapsing societal structure in every direction.

Here we have California unable to provide enough space in its community college system for 670,000 students.

Now, you might say, “Now James, you can’t just build space for more college students. Colleges are large complex institutions and the pace of development is slow.”

Sorry, community colleges are tremendously flexible. You can simply rent extra class room space, hire as many adjunct faculty as you want and as long as your not trying to expand technical programs, add to enrollment as much as you want.

Maybe all of them are technical students? I doubt it.

We suffer from a failure of public and governmental will to do the simply necessary among which are to provide education foradults.

James Pilant

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How Do I Dispute Items on My Credit Report? (via JV Law)

A lot of people have problems with their credit report. This is a succinct intelligent analysis of how to approach the problem.

James Pilant

Here is some info for you. From the Fed Reserve Website: Q: How can I correct errors found in my credit report?   A: If you find errors in your credit report, you may dispute the information and request that the information be deleted or corrected. To do so, you should contact either the credit bureau that provided the report or the company or person that provided the incorrect information to the credit bureau. To contact the credit bureau, … Read More

via JV Law

California AG to Use $6.5M Settlement to Help Foreclosed Homeowners (via Loaning4Less.com™)

There was fraud in many home mortgages. We should see more of these cases but California is one of the few states where there have been prosecutions.

It is difficult to convince me that with Countrywide’s vast portfolio that this practice was uncommon. One of the best ways to defraud a homeowner is to sell him on the idea of cheap credit, lowering his monthly payments, knowing all along the loan will revert to a floating rate. That new interest rate produces a devastating increase in monthly payments forcing foreclosure. This is fraud. Conning people into home loans is what the great lecturers on personal responsibility claim was a rare event.

I don’t think so.

Here is one of my articles on this subject – Bank of America Sued Over Countrywide Mortgage Related Investments

James Pilant

California AG to Use $6.5M Settlement to Help Foreclosed Homeowners California Attorney General Kamala Harris announced Friday that the $6.5 million settlement from two former Countrywide Financial Corp. executives will be used to establish a fund to help foreclosed homeowners. The settlement comes from a litigation that began more than two years ago against Angelo Mozilo and David Sambol. According to the lawsuit, Countrywide lured buyers with low teaser rates, sometimes as low as 1 percent, and failed to inform … Read More

via Loaning4Less.com™

Elias Lists The Ten Worst Things About the Holidays – Christmas Downers!

This is from an ELIAS comment on my blog. It’s great, read them.
James Pilant

OK, the ten worst things about the holidays this year…
1)No Daily Show
2)Being Stuck at the airport
3)Being stuck at A DIFFERENT AIRPORT!
4)Had to buy a new phone charger…watched too much DVR with my TV Everywhere app, ran down the phone, plugged it in..and left the charger in the airport terminal
5)fruitcake, always fruitcake
6)Didn’t get Inception on Bluray
8)slipped in ice and fell, much to the amusement of all those around me
9)Still no Daily Show!!
10)that the holidays are over. Despite the stress and aggravation, I always love this time of year and am bummed when it’s over.

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